Payday and Installment Loans
At IMA Cash Advance, we offer payday and installment loans with clear terms, affordable rates, and convenient repayment options. Serving Hialeah and the Miami area, we’re committed to helping you get the money you need with more time to repay.
Payday Loans
31 Full Days to Repay
Get the cash you need with IMA Instant Money Advance!
Borrow from $100 to $500 with a simple application process and personal service.
Enjoy a Full 31 Days to Repay Your Loan!
For example, borrow $500 today and repay $555 in 31 days. No weekly payments required.
Loan Amount Total Repayment in 31 Days
$100 $115
$200 $225
$300 $335
$400 $445
$500 $555
Transaction Fee: 10% of the loan amount plus a $5 verification fee for verification costs incurred.
What You Need:
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Valid government-issued ID
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Social Security number
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Personal checking account and personal check
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Two most recent pay stubs
Fast and Simple! Applications may take as little as 10 minutes.
All loans are subject to verification, eligibility, approval, and applicable Florida law.
90-Day
Installment Loans
3 Full Months to Repay
Get the cash you need with IMA Instant Money Advance!
Borrow from $100 to $1,000 with up to 90 days to repay.
No weekly payments required!
Enjoy More Time to Repay Your Loan and Save Money!
At IMA, you have the flexibility to repay your loan over three months or pay it off early and save on finance charges.
3 CONVENIENT MONTHLY PAYMENTS!
Repay your loan in 3 scheduled monthly payments
over 90 days.
SPECIAL OFFER — $1,000 LOANS ONLY!
Borrow $1,000 and repay a total of approximately $1,209 over 90 days, in 3 monthly payments of approximately $403 each.
This special offer is available exclusively for $1,000 installment loans. Different rates and terms apply to smaller loan amounts.
One Payment Per Month — No Weekly Payments!
Exact payment amounts and due dates will be provided in your loan agreement.
FULL 90-DAY REPAYMENT EXAMPLES
YOU BORROW — TOTAL REPAYMENT
$700 → $915
$800 → $1,045
$900 → $1,175
$1,000 → Approximately $1,209
These illustrative totals include the $5 verification fee.
Actual repayment amounts and payment schedules depend on your loan agreement.
PAY EARLY AND SAVE EVEN MORE!
Take advantage of our special 30-day payoff offers!
YOU BORROW — TOTAL YOU PAY
$700 → $775
$800 → $885
$900 → $995
$1,000 → $1,100
All examples include the $5 verification fee.
PAY EVEN SOONER? SAVE EVEN MORE!
You can pay off your loan before the scheduled due date without a prepayment penalty. Your actual payoff amount will depend on the repayment date and applicable promotional discounts.
WHAT YOU NEED:
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Valid government-issued photo ID.
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Social Security number.
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Personal checking account and personal check.
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Two most recent pay stubs.